When you’re running a business, you need the best protections, including commercial auto insurance Bluffdale. Do Right Insurance knows your business is unique and needs an individual approach to finding the best policy for your fleet or employee cars. Here’s a look at what to know about commercial auto insurance and finding the best coverage for you.
Protect Your Commercial Vehicles
Your company may rely on transportation and delivery or simply require a handful of employee cars. No matter how many vehicles you have, lackluster commercial auto insurance Bluffdale can be detrimental to your business. You could end up with damaged trucks, injured passengers, or a collision on the road without adequate coverage. Think of auto insurance as a long-term strategy to protect your assets and investments in your vehicles.
Invest in the Best Commercial Auto Insurance Bluffdale
Even if you don’t need a robust policy, not all commercial auto insurance Bluffdale is worth your time. You need a good policy that meets your specific, unique business needs. Here are some of the coverage options to consider:
Liability Coverage: This foundational auto insurance coverage covers bodily injury, medical expenses, and property damage liability. Liability coverage can also handle the costs of third-party damage to replace or repair personal property.
Collision Coverage: Make collision coverage non-negotiable for your commercial auto insurance Bluffdale. It helps protect your fleet and ensure repairs and replacement costs for your vehicle. When you skimp on collision coverage, it could mean a loss of business revenue while your vehicles are off the road.
Uninsured and Underinsured Motorist Coverage: What happens if one of your team members gets into a car accident and the other party isn’t insured? Although Utah requires auto insurance for all drivers, that doesn’t mean everyone will have a policy or one that covers your damages. Selecting underinsured or uninsured coverage can protect your assets, no matter who else is on the road.
Comprehensive Coverage: Give your business vehicles a wide blanket of protection with comprehensive coverage. This type of commercial auto insurance Bluffdale protects your commercial vehicles against non-collision incidents. Whether it’s theft, vandalism, natural disasters, or fire, good comprehensive coverage helps avoid perils that you can’t necessarily predict.
Hired and Non-Owned Auto Liability Coverage: It’s common for small businesses to rely on employees to use their own personal vehicles for work-related activities. But in an accident, you could still be held liable for the damages. Get the coverage you need to extend protection to rented or non-owned vehicles.
Loading and Unloading Liability Coverage: Does your business engage in activities where you load and unload packages or other items? This type of commercial auto insurance Bluffdale protects against the damages that can occur during the loading and unloading process that leaves your finances vulnerable.
Personal Injury Protection (PIP): No matter who is at fault in a car accident, personal injury protection can help cover medical expenses and lost wages, as well as the expenses of your passengers. You end up with a larger safety net for your business to keep your assets safe.
If you’re not sure what type of coverage you really need, contact the agents at Do Right Insurance to find the best policies and price point for your business.
Keep Your Business Legally Compliant
Commercial auto insurance Bluffdale works sto protect you, your business, and your team members, but it also helps you stay compliant with local laws. For example, your business is legally required to carry coverage for your commercial vehicles to safeguard you and everyone else on the road. When you fail to carry adequate coverage, you could be hit with fines and lawsuits that could compromise the sustainability of your business.
Safeguard Your Property with Do Right Insurance
Do Right Insurance believes everyone and every business should have access to quality Commercial Auto Insurance Bluffdale, regardless of their budget. The team at Do Right Insurance helps you find policies from various providers that align with your unique needs. Sometimes bundled approaches work best for you and your family, but we also look at various policies to build out the coverage you need at the best possible price. Contact us today for a no-obligation quote on your commercial auto insurance Bluffdale or any other policies you’re looking for.