Earthquake Insurance Bluffdale Utah

When you buy a home or invest in property, you always hope for a peaceful, rewarding experience for you and your family. But don’t leave it all up to chance. Your peace of mind and safety is vital, making earthquake insurance Bluffdale Utah vital for the protection you need.

Similar to other natural disaster-related policies, earthquake insurance covers damage specifically caused by earthquakes. Depending on your provider, earthquake insurance covers structural damage to your home, personal belongings, and any temporary living expenses incurred if you’re forced to vacate the premises. Earthquake coverage does not come standard with a typical homeowners insurance policy, making it a must-have if you live in an area near fault lines or known to experience this type of natural disaster.

Ready to invest in earthquake insurance Bluffdale Utah? Here are some of the critical factors to consider.

Earthquake Coverage Limits

Your earthquake insurance Bluffdale Utah comes with a coverage limit, which is the maximum amount the insurance provider will pay for related damage. You don’t want to pay for more coverage than you need, but it’s also crucial to ensure your policy is adequate. After all, there’s no point carrying a small policy that doesn’t cover anything you really need, yet a robust policy may not be worth the monthly investment. Do Right Insurance can talk through your assets and specific needs to find a solution that works for you.

Out-of-Pocket Deductible

Similar to auto insurance or medical coverage, the deductible of your earthquake policy is the amount you pay out of pocket before the insurance company will pay for the rest of the damages. Earthquake insurance usually carries a higher deductible than standard homeowner insurance policies, making it essential to choose a deductible that you can afford to pay.

Coverage Exclusions

All insurance policies come with exclusions, including insurance policies. The team at Do Right Insurance can review your policy and discuss what’s covered and what’s not. For example, your earthquake insurance Bluffdale Utah may exclude damage such as a mudslide, even if the earthquake was responsible for triggering the event.


The costs associated with earthquake insurance depend on your home, area it’s located in, type of construction, and age of your structure. The team at Do Right Insurance can research the best quotes from multiple insurance providers to find a policy that meets your needs and budget.

In some situations, it may prove cheaper to bundle policies together to find the best rates to protect your home. However, that is not always the case. Do Right Insurance looks at multiple providers and quotes, and not just the ones incentivizing homeowners to bring all their policies under a single umbrella that benefits the insurance company.

How Do Earthquake Insurance Policies Work?

After an earthquake, you will file a claim with your relevant insurance companies. Next, the providers will send adjusters to assess the damages and determine what kind of payout to issue. The final payment will also depend on the deductible you’re required to pay and the coverage limit of your policy. However, earthquake insurance policies usually carry a separate deductible for the structure of the home and personal belongings.

Work with Our Team

Our team of insurance experts holds decades of experience working with a wide variety of insurance providers and clients. We guide you through the process to find the right earthquake insurance Bluffdale Utah, or other policies. We also understand that your home and life are unique, and your need for coverage also varies. We always take a hands-on, individualized approach to finding quality insurance, regardless of your budget. We work with multiple providers to find the best deals and discounts while still offering the coverage you need.

Contact us today for a no-obligation quote