Are you a business owner in Bluffdale, Utah? Workers’ compensation insurance is not just a good idea—it’s a legal necessity. This insurance covers your employees and your business in the event of work-related illnesses or injuries. Here’s what you need to know about workers’ compensation insurance in Bluffdale, Utah.
In the case of illness or injury due to work-related activities, your worker’s compensation policy can help provide financial stability and a more secure workplace environment. But if you’re not sure what kind of policy you need, here’s a look at what to expect from your workers compensation insurance Bluffdale, Utah, and the benefits it offers.
Benefits of Workers’ Compensation Insurance in Bluffdale Utah:
Get Coverage Due to Workplace Accidents and Illnesses
Workers’ compensation helps protect your employees under a range of circumstances, including:
- Develop a sickness after working with or around chemicals and fumes all-day
- Slip and fall on ice outside of your building and break their leg or arm
- Injure themselves after working with equipment, whether heavy machinery or a needle used to help treat patients
Unfortunately, traditional health insurance may not cover a work-related injury or illness. You still need a workers’ compensation policy to cover those specific workplace accident and illness claims to extend the protection your employees are legally allowed.
Covers Medical Bills
One of the primary benefits of workers comp is the financial protection it provides both employees and their employers. When a worker is injured at your place of business, they can pursue financial compensation for related injuries or a resulting illness. Beyond those financial benefits, the right coverage offers peace of mind. Your workers can recover without stressing about their finances.
Offers Lost Wages Compensation
Few workers can deal with an injury or illness and miss out on weeks or months of work with no pay. When employees can no longer work while recovering from a work-related injury or illness, the right worker’s compensation Bluffdale Utah steps can help. The coverage usually covers a percentage of the employee’s average weekly wage until they can return to work or during a pre-determined recovery time. The financial support helps manage expenses and maintain more stability and control over their finances.
Extends Disability Benefits
In extreme cases, employees could become permanently disabled after suffering a work-related injury or falling ill due to their workplace environment. Disability benefits also help those who can’t work in the same capacity gain long-term financial assistance. The goal is to help sustain their quality of life while taking care of bills and other financial needs.
Provides Employer Protection
Workers’ compensation insurance Bluffdale Utah also offers robust protection for you as an employer. You want a policy that can withstand potential lawsuits relating to workplace injuries and incidents that harm the employer. In most situations, an employee also gives up their right to litigate if they receive workers’ compensation benefits. Instead of dealing with an ongoing legal battle, workers’ compensation helps the employee while protecting your business from financial loss and reputation damage.
Promotes Workplace Safety Incentives
Workers’ compensation insurance Bluffdale Utah helps incentivize employers with specific safety programs. Employees help reduce the risk of work-related injuries and illnesses to promote a culture of safety. It also helps keep safety on the top of everyone’s minds to prevent issues and ultimately reduce worker’s compensation claims.
Do Right Insurance believes everyone and every business should have access to quality commercial insurance coverage, regardless of their budget. The team at Do Right Insurance helps find policies from various providers that align with your unique needs. Sometimes bundled approaches work best for your business, but we also look at various policies to build out the coverage you need at the best possible price. Contact us today for a no-obligation quote on workers’ compensation insurance Bluffdale Utah.