The Beehive State’s majestic landscapes and year-round outdoor recreation require a proactive approach to vehicle safety and care, including choosing the right Utah car insurance. However, not all policies and coverage are created equally. Here’s what to know about auto insurance and how the team at Do Right Insurance can help make your coverage a seamless experience for the protection you need.
All the staff are highly knowledgeable and professional when helping you find the best value and reliable insurance. Being and independent service I have them cover my business, home and auto insurance. Some years it is bundled for the vest value. If I ask them to search for a new plan they are always happy to look for me. Garn Jensen has covered my insurance for me since 1990. I highly recommend their services.
Samantha at Do Right Insurance provides awesome customer service! She handled both our vehicle and house insurance with ease and took the time to answer every single one of our questions. Highly recommend her for anyone looking for a stress-free experience."
Ashley is amazing she helped me finding my auto insurance she is cool, respectful, and kind. I highly recommend everyone to Ashley. Thank you Ashley, I appreciated your help
I had an amazing experience working with Alexis. She is so supportive, answered all my questions and concerns, and did everything to save me money. I really appreciate Do Right Insurance.
Ryan Pearson helped me save on insurance and at same time get better coverage. He made the entire process painless and did ebruthing for me. Can’t recommend enough!
I had a wonderful experience today with Do Right Insurance speaking with Ashley Page. She was professional, knowledgeable and looking out for my best interests.
Thank you so much Ashley
I have been with Bear Mutual for over 20 years. Do Right Insurance does a wonderful job of serving my needs. They are always on the ball and get things done! Thank you
Dealing with William was very easy. He not only answered all my questions but got me the best rate. I probably talked with 3 or 4 agents before I settled with his Agency. It feels good to deal with trustworthy people when dealing with insurance.
Ashley was incredibly helpful and supportive. She took the time to understand a complex issue and was very thorough in following through. She updated me through the process and relieved a ton of stress!
Makayla was great with her quotes and provided accurate, timely information, and helped me to lower my car insurance by $100 a month with similar benefits!
Mike, is a literal lifesaver!! I was in a bind and so stressed my rates had gone up… he was able to get me into a new policy with in just a few hours and saved me over a hundred dollars a month! Forever grateful! Thank you Mike!
Hands down the best insurance company to work with. The customer service is amazing! They are fast with responses from texting and e-mails. I really feel like I have a friend taking care of me and my family.
Makayla has been fantastic! She made it really easy to do business with her, find the right coverage, and sign documents. I also really appreciate that she shops rates at every renewal so I don’t have to wonder if I’m overpaying or if there’s a better deal out there.
Makayla is an amazing agent. She walked me through all of my options and made the transition from one agency to the next seamless. I was able to get better coverage for a cheaper price. Do yourself a favor and ask for her!
I’ve been with DoRight Insurance for about 6–8 months, and recently found myself in a time-sensitive situation involving my vehicle coverage. The team at DoRight was incredibly responsive, helpful, and thorough in walking me through my policy and quickly providing the documentation I needed.
What could have been a stressful and costly experience was handled with clarity and care, thanks to their guidance. Amanda and Faron were especially great to work with — knowledgeable, kind, and easy to communicate with. I’m really grateful to have a team like this in my corner and would absolutely recommend DoRight to anyone looking for a dependable and supportive insurance provider.
Just moved to Utah and Faron at this agency has been absolutely fantastic to deal with. Great response and has kept on top of all my requests and questions.
Impressive company who works with 30+ carriers & you get the best than we wasting time going through multiple sites. Employees are awesome to work with. I was looking for home insurance product on rental which is older home which is harder to get insurance. I worked with Faron and she was outstanding. She went above and beyond though their team was stretched thin. Best of all the quotes they got are cheaper than many other national carriers i got from for similar coverages. Anytime i would recommend them.
Utah Is Auto Insurance-Friendly
One of the many perks of being a Utah resident is the lower car insurance premiums compared to the national average. Of course, that figure can change depending on your accident history, age, and make and model of your car. However, in most situations, you’ll find your coverage is less expensive than in other areas and keeps your budget in check.
Mandatory Car Insurance Minimums
Your Utah car insurance comes with specific requirements that you must follow. Legally, you must carry liability insurance with at least 25/65/15 coverage. This figure breaks down to $25,000 in coverage for bodily injury per person, $65,000 for bodily injury per accident, and $15,000 for property damage. When you fail to keep the minimum insurance, you could face fines, suspension of your drivers license, or, in extreme cases, jail time.
Dealing with Uninsured Motorists
Despite Utah’s coverage laws, not every driver on Utah’s roads carries insurance. Or, they may not carry the legal limit required to drive. To protect yourself from a financial disaster after an accident involving an uninsured motorist, consider adding uninsured or underinsured motorist coverage to your policy. This additional coverage can be a lifesaver, ensuring you’re not left with hefty bills if the at-fault driver is uninsured or lacks sufficient coverage.
Maximizing Savings on Utah Car Insurance
If you’re on a budget, your Utah car insurance may offer a range of discounts to help reduce your monthly premiums. For example, if you’re an excellent driver or a student with good grades, you may be able to secure a discount. Do Right Insurance can also help you identify other discounts, such as bundling together multiple policies. It may be possible to get a discount if your car insurance is also from the same provider as your renters or homeowners insurance.
However, a bundled approach is not always in your best interest. Contact the team at Do Right Insurance to determine the best coverage plan for you to maximize your savings without compromising on coverage.
Consider Seasonal Challenges
Utah’s winters are known for their snow-covered roads and challenging driving conditions. Locals should look into robust, comprehensive coverage that protects against non-collision events such as natural disasters that can help protect you and your finances during the winter months. Comprehensive policies also protect against events such as theft and vandalism.
Get Discounts with Telematics and Usage-Based Insurance
Many of today’s auto insurers provide telematics or usage-based insurance programs. These programs rely on apps or devices installed in your car to prove your safe driving habits. In turn, you could earn significant discounts, making it a win-win for both cautious drivers and their wallets.
Find Solutions for High-Risk Drivers
If you discover you’re labeled a high-risk driver due to past incidents or a less-than-perfect driving record, there’s still hope. Utah car insurance provides tailored programs to help high-risk drivers get back on the road with their insurance intact. Work closely with your insurance agent to explore options and take steps to improve your driving record.
Next Steps
Carrying Utah car insurance isn’t just a legal requirement; it also provides financial protection against unforeseen events that can cause damage to your vehicle or bodily injury. The team at Do Right Insurance believes everyone and every business should have access to affordable coverage that protects themselves and their assets. We can help you find a policy that meets your budget and expectations. Contact us today to get a quote for your Utah car insurance and protect you, your passengers, third parties, and your vehicle.
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