Umbrella insurance gives you extra liability coverage on top of your home, auto and other policies. If you cause a serious accident, or someone is badly hurt on your property, your regular limits can run out quickly. An umbrella steps in above them to protect your savings, your home and your future income. Do Right Insurance compares 15+ carriers to find the right limits at a fair price.
What it covers
- Extra liability limits above your auto, home and other policies
- Legal defense costs if you’re sued
- Claims your other policies may not reach, such as libel and slander, depending on the policy
Who should consider one
Anyone with assets worth protecting. It matters even more if you have teen drivers, a pool or trampoline, a dog, a boat or rental property, or if you host guests often. If you own more, see our private client insurance.
How much do I need?
A common approach is to carry enough to protect your total assets and your future earnings. We’ll help you pick limits that fit your situation, not a number from a chart.
What you need first
Insurers usually require minimum liability limits on your underlying auto and home policies before they’ll write an umbrella. We’ll check yours and tell you if anything needs to change.
Common questions
Does an umbrella cover my business?
No. A personal umbrella doesn’t cover business activities. Ask us about commercial umbrella coverage.
Is it expensive?
It’s usually a small cost compared to the protection it adds, but it depends on your situation. We’ll get you real quotes.
Get an umbrella quote
Call 801-352-7100 or request a quote online.
Compare our quote to your current insurance
All it takes is a few minutes to contact one of our agents. We'll collect some info and get back to you with a quote that you can compare with your current insurance. We save our customers an average of 15-20% on insurance. Contact us today.