Auto Insurance

Auto insurance protects you financially if you cause an accident, if your car is damaged or stolen, or if someone without enough insurance hits you. Utah requires every car owner to carry coverage, and the legal minimum is often not enough after a serious accident. Do Right Insurance is an independent agency in Bluffdale. We compare 15+ carriers to find coverage that fits your car, your driving and your budget.

What auto insurance covers

• Liability: injuries and property damage you cause to others
• Collision: damage to your own car from an accident
• Comprehensive: theft, vandalism, hail, fire and collisions with animals
• Uninsured and underinsured motorist: protection when the other driver has too little coverage or none
• Medical coverage: costs for you and your passengers, including personal injury protection (PIP), which Utah requires
• Extras: rental reimbursement and roadside assistance

Collision or comprehensive?

Collision pays when your car hits something or someone hits you. Comprehensive pays for damage that isn’t a crash, such as hail, theft or hitting a deer. Many drivers carry both.

What affects your price

• Your driving record and years of experience
• The car you drive and how much you drive it
• Where you live and where the car is kept
• The coverage limits and deductibles you choose
• The carrier, which is why comparing matters

Each carrier prices risk differently, so the same driver can get very different quotes. We shop them for you. Ask us about discounts for bundling with home insurance, safe driving and more.

What we need for a quote

• Every driver in your household, with each one’s name, date of birth and license number
• Each vehicle’s year, make, model and VIN
• Your address and where the car is kept
• Your current coverage and any recent claims or tickets

Common questions

How much coverage do I need?

More than the legal minimum, in most cases. It depends on what you own and what you could lose in a serious accident. We’ll talk through your situation.

Will a ticket or accident keep me from getting coverage?

Usually not. They can raise the price, and carriers weigh them differently, which is where comparing helps.

Do I have to list everyone in my household who drives?

Yes. We need every driver in your household listed so your quote and your coverage are accurate.

Do I need commercial auto if I use my car for work?

Possibly. Most personal auto policies exclude business use, so a claim could be denied if the car was being used for business. See our commercial auto page or ask us.

Get an auto insurance quote

Call 801-352-7100 or request a quote online. Looking for coverage near our office? Learn more about auto insurance in Bluffdale.