Standard home policies don’t cover earthquake damage, and Utah’s Wasatch Front sits on an active fault. If a quake damaged your home, repairs could cost far more than most families have saved. Do Right Insurance finds earthquake coverage for your home and belongings.
What earthquake insurance can cover
- Your home and attached structures, repaired or rebuilt after quake damage
- Your belongings damaged or destroyed in the quake
- Extra living expenses while your home is being repaired
How the deductible works
Earthquake deductibles are usually a percentage of your home’s insured value, not a flat dollar amount. That can mean a large amount before coverage begins, so it’s worth understanding before you buy.
What a regular policy still covers
Fire that starts because of an earthquake is generally covered by your regular home policy. Ask us how yours is written.
Common questions
Is it expensive?
It depends on your home, its age and construction, and the deductible you choose. We’ll get you real quotes.
Do I need it if I have a mortgage?
Lenders don’t usually require it, but you’d still owe the mortgage if your home were damaged or destroyed.
Get an earthquake insurance quote
Call 801-352-7100 or request a quote online.
Compare our quote to your current insurance
All it takes is a few minutes to contact one of our agents. We'll collect some info and get back to you with a quote that you can compare with your current insurance. We save our customers an average of 15-20% on insurance. Contact us today.