Flood damage isn’t covered by a standard home, condo or renters policy. In Utah, flooding can come from spring snowmelt, flash floods after a storm, or runoff near a canyon, and it can happen far from any river. Do Right Insurance compares carriers to find flood coverage for your home and belongings.
What flood insurance covers
- Your building: the structure, foundation, furnace, water heater and more
- Your belongings, which are insured separately and are worth adding
- Damage from rising water, flash flooding and surface runoff
Water backup is different
Sewer or drain backup is a separate coverage, usually added to your home policy. Ask us.
Don’t wait for a storm
Flood policies usually have a waiting period before they take effect, so coverage needs to be in place before water is on the way.
Common questions
Do I need it if I’m not near a river?
Floods can happen anywhere it rains hard or snow melts fast. We’ll talk through the risk for your address.
Does my mortgage lender require it?
Some do, depending on your home’s flood zone. We’ll check.
Get a flood insurance quote
Call 801-352-7100 or request a quote online.
Compare our quote to your current insurance
All it takes is a few minutes to contact one of our agents. We'll collect some info and get back to you with a quote that you can compare with your current insurance. We save our customers an average of 15-20% on insurance. Contact us today.