Commercial Auto Insurance

Most personal auto policies exclude business use. If a work truck, van or company car is in an accident, the insurer can deny the claim, which can leave you paying out of pocket. Do Right Insurance helps Utah businesses insure everything from a single work truck to a fleet, and we compare 15+ carriers to find the right fit.

Vehicles we insure

• Business cars and SUVs
• Pickup trucks and trailers, including seasonal truck coverage
• Vans
• Dump trucks
• Tow trucks, including on-hook towing and garage keepers legal liability
• Other work trucks and specialty vehicles

What commercial auto covers

• Liability: injuries and property damage you cause to others
• Physical damage: collision and comprehensive coverage for your own vehicles
• Uninsured and underinsured motorists: protection when the other driver has too little coverage
• Hired and non-owned auto: coverage when employees drive their own or rented vehicles for work

What affects your price

• The type, weight and number of vehicles
• How far and where they are driven, and what they carry
• Your drivers’ records
• Your claims history
• The coverage limits you choose, and the carrier

What we need for a quote

• A list of your vehicles with year, make, model and VIN
• A list of your drivers
• How the vehicles are used and where they are kept
• Your current coverage and recent claims history

Common questions

Is my personal auto policy enough for a work vehicle?

Usually not. Most personal auto policies exclude business use, so a claim could be denied if the vehicle was being used for business. Ask us before you have a claim, not after.

What if my employees use their own cars for work?

Hired and non-owned auto coverage may apply. Call us and we’ll tell you what fits.

Can I insure just one truck?

Yes. We insure single vehicles and fleets.

Can you provide certificates of insurance?

Ask us whenever a customer or contract requires proof of coverage.

Get a commercial auto quote

Call 801-352-7100 or request a quote online.