Running a business in Utah’s capital requires consideration of every detail, from client retention to commercial auto insurance Salt Lake City. Your business deserves comprehensive protection for your commercial fleet to safeguard your employees, your business, and other drivers out on the road. Here’s a look at what to expect from your commercial auto insurance and how to pick the right policy for you and your business.
Protect Your Business Investment
If your business relies heavily on transportation, a single accident or unforeseen event could lead to disastrous financial losses. Commercial auto insurance serves as a protective shield for your business anytime you use vehicles for work-related purposes. Beyond getting into potential car accidents and collisions, commercial auto insurance Salt Lake City also protects against financial losses from theft and vandalism.
From trucks and vans to company cars, choosing the best commercial auto insurance Salt Lake City serves as both a short-term and long-term strategy to protect your investment. When you cut corners, you could end up with legal, medical, and vehicle bills that derail your business and cause catastrophic financial damage.
Find the Right Commercial Auto Insurance Salt Lake City Coverage
Not all commercial auto insurance is created equally or will meet the needs of your business. There are different types of commercial auto insurance to consider, including:
Liability Coverage: The cornerstone of commercial auto insurance Salt Lake City is liability coverage. It includes bodily injury liability, which covers medical expenses and property damage liability. This policy shields against repair or replacement costs for third-party property damage.
Collision Coverage: Collision coverage safeguards your fleet of vehicles from collision-related damages to ensure that repairs or replacement costs for your vehicles are covered. Collision coverage also protects your fleet, no matter who is at fault for an accident.
Comprehensive Coverage: Protect your commercial vehicles against non-collision incidents, including theft, vandalism, natural disasters, or fire. Comprehensive coverage protects your business vehicles against a wide range of potential perils you can’t always predict.
Uninsured and Underinsured Motorist Coverage: If one of your vehicles gets into an accident with an uninsured or underinsured driver, this policy ensures that your business doesn’t take on the burden of paying for bodily injuries or property damage caused by another party.
Medical Payments Coverage: Get the coverage your business needs to take care of the medical expenses for you and your passengers. Medical payment coverage ensures any medical bills resulting from accidents are adequately handled. Having the right coverage can also make it easier to prioritize the well-being of your employees and create a culture of safety.
Personal Injury Protection (PIP): Get extended coverage for medical expenses, lost wages, and other related costs for you and your passengers. No matter who is at fault, PIP is a crucial safety net for your business.
Hired and Non-Owned Auto Liability Coverage: Does your business use rented or employees’ personal vehicles for work-related purposes? This policy provides liability coverage beyond the standard commercial auto policy and extends to rented or non-owned vehicles.
Loading and Unloading Liability Coverage: Businesses involved in the transportation of goods need coverage to protect against damages that may occur during the loading and unloading process.
If you’re not sure what type of coverage you really need, contact the agents at Do Right Insurance to find the best policies and price point for your business.
Consider Salt Lake City’s Unique Challenges
Your commercial auto insurance Salt Lake City covers more than accidents and financial losses from human error. It can also cover the unique challenges that Utah offers. From snowy winters to sudden temperature fluctuations, the city’s climate poses specific hazards to commercial vehicles. Contact the team at Do Right Insurance to find tailored coverage that’s customized to the unique needs of your business.
Keep Your Business Compliant
Beyond the financial protection that commercial auto insurance Salt Lake City offers, it also ensures compliance with the law. You are legally required to carry coverage for your commercial vehicles to safeguard you, your employees, and drivers on the road. Otherwise, you could get hit with steep fines, medical bills, lawsuits, or have your business shut down altogether.
Safeguard Your Property with Do Right Insurance
Do Right Insurance believes everyone and every business should have access to quality Commercial Auto Insurance Salt Lake City, regardless of their budget. The team at Do Right Insurance helps you find policies from various providers that align with your unique needs. Sometimes bundled approaches work best for you and your family, but we also look at various policies to build out the coverage you need at the best possible price. Contact us today for a no-obligation quote on your commercial auto insurance Salt Lake City or any other policies you’re looking for.