General Liability Insurance Utah

When you own your own business, you need general liability insurance Utah to protect your investment. Liability insurance is more than just a policy for specific risks; it covers a broad range of risk factors that you can’t always anticipate. The right insurance can keep your business running through unexpected events and challenges that may otherwise derail your success. Learn more about this must-have insurance and how the team at Do Right Insurance can find customized options that meet your unique needs.

What Is General Liability Insurance?

General liability insurance Utah is a type of coverage that builds a safety foundation for your business. You can use it for a variety of issues, including legal claims of bodily injury while visiting your business or property damage. This type of coverage is essential as a general solution to issues that other policies may not always cover.

Which Type of General Liability Insurance Coverage Should You Choose?

It’s important to remember that the type of general liability insurance that works for one business may not be necessary for another. Here are some coverage options to consider for a customized policy that aligns with the needs of your business:

Personal and Advertising Injuries

There’s no way around it. When you decide to open the doors to your business, you open yourself up to legal risks. Often called “advertising injury,” you need the right policy to protect yourself from unexpected events. Selecting the appropriate general liability insurance offers a safeguard against wrongful eviction, copyright infringement, libel, and slander.

Property Damage and Bodily Injury

Few businesses can handle unexpected medical and legal bills while staying up and running. If one of your clients sustains an injury to your property, good general liability insurance Utah can offer protection for your financial assets. Speak with our team about obtaining coverage for medical expenses, legal fees, and compensation for covered damages and events.

Medical Payments

What would happen if an employee, client, or contractor slipped and fell on your property? Are you covered? General liability insurance helps you cover related medical expenses, regardless of who is at fault.

Tenant’s Legal Liability

Do you rent out office space to other tenants? You need insurance to protect against the unforeseen issues of being a commercial landlord and need sufficient tenant legal liability coverage. You can file claims to recoup the costs and keep your business afloat.

Get Coverage Tailored to Your Business Needs

General liability insurance Utah adapts to your business and industry. You can customize good coverage around your needs and the growth of your business, whether you are a contractor or an enterprise business owner. Keep in mind that coverage limits can vary and you may need other types of insurance products to fully protect your business from the unexpected.

Legal Requirements for General Liability Insurance and Industry Standards

General liability insurance is more than a layer of protection; it’s also a requirement. Some professions, industries, and contracts. However, it also enhances customer confidence and demonstrates that you are a legitimate and professional business owner who cares about staying compliant.

However, just because general liability insurance is necessary doesn’t mean you need a robust policy. If you’re a solopreneur who works on small contracts, light coverage may be more than enough to meet your needs. Meanwhile, the construction industry requires robust coverage to protect their workers, vendors, and contractors from the dangers of working on a construction site.

Choosing the Right General Liability Insurance Policy

Selecting the appropriate general liability coverage policy involves assessing your business’s specific risks, industry standards, and legal requirements. Consulting with the team at Do Right Insurance offers valuable insights into the types of coverage that best suit your business model and potential exposures.

Work with Our Team

The team at Do Right Insurance is passionate about working with individuals and businesses to find the best possible insurance providers and policies available. Our knowledgeable staff takes a straightforward, transparent approach to securing your general liability insurance Utah.

We know your business is your most valuable asset and are responsible for your employees, clients, and vendors during operations. We offer a unique approach to finding the right policy to find solutions that align with your needs and budget, no matter the provider. We’re here to help you protect your business and can help determine the right coverage and rates to provide the peace of mind you need.